Skip to Content
Phone System Maintenance
We will be performing phone system maintenance from 9pm EST on Wednesday, July 24th until approximately 2am on Thursday, July 25th. Our phone services will be interrupted during this window. If you need to report a lost or stolen debit or credit card during this time, please call 888-241-2510.

Certificates


Earn Risk-Free Returns & support communities

Our term certificates offer higher rates on longer terms, ranging from three months to five years. This allows you to save strategically on a timetable that works for you while investing in Self-Help's mission to build stronger communities. Funds are NCUA-insured. 

  • Higher dividend rates than standard savings accounts
  • Increased rates on longer-term certificates
  • Guaranteed returns for the length of your term
  • $500 minimum deposit to open
  • Terms range from three months to five years
  • Funds are NCUA-insured (up to $250K) to protect your investment
  • Early withdrawal penalties apply*

Business and non-profit members also can invest in our community-friendly term certificates:

  • Green Term Certificate
  • Women & Children Term Certificate
  • Go Local Term Certificate (Western N.C. only)
*90 days on terms of 12 months or less. 180 days on terms greater than 12 months.
business terms