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Auto Loans

Talk to Us First

We finance new and used cars, trucks, motorcycles. Talk to one of our loan officers BEFORE you visit a dealership. We may have just the right loan to put you comfortably in the driver's seat. 

Why A Self-Help Credit Union Auto Loan?

Our auto loans are structured to meet the needs of our members. We offer great rates to borrowers with strong credit histories, people with imperfect credit and also first-time auto borrowers.

As an auto loan borrower, you also have access to deposit accounts, online services, and other loan offerings of Self-Help Credit Union. Browse this website to see what we have to offer.

 

Get a discounted rate on your new EV/PHEV

Go electric and save! Get a lower rate on your loan, plus enjoy lower maintenance costs and cheaper power for your vehicle—all while making your community healthier and safer through cleaner air.

Special rate discounts:

  • All SHCU members can get a 0.25% discount on an EV or PHEV (plug-in hybrid electric vehicle).
  •  For a limited time only, qualifying members with modest incomes (below 80% area median income) can access a deeper rate discount on EVs and PHEVs. 

Learn more. 


How to Apply

Auto Loans

To apply for an auto loan, contact your local branch. Members also may apply online by logging into online banking and accessing the "Loan Application" page under the "Online Services" menu item.

 

auto loans

Get Support with Our Financial Coaching Resources 

Before you drive that new car off into the sunset, it’s important to understand how this decision fits into your financial plan. Make sure you’re on the right track to achieve your short- and long-term financial goals by taking advantage of our coaching resources. Learn more about our financial coaching resources and book an appointment today!