Why A Self-Help Credit Union Auto Loan? Our auto loans are structured to meet the needs of our members. We offer great rates to borrowers with strong credit histories, people with imperfect credit and also first-time auto borrowers. As an auto loan borrower, you also have access to deposit accounts, online services, and other loan offerings of Self-Help Credit Union. Browse this website to see what we have to offer. Get a discounted rate on your new EV/PHEV We’ve made environmental stewardship an integral part of our mission for over 40 years, and we know that taking steps toward sustainability can be costly. EVs can be a big investment, and every penny you save on your purchase counts. That’s why we offer a 0.25% discount on rates for electronic vehicle and plug-in electronic vehicle loan rates. Our EV/PHEV loan discount rates are tailored to make sustainable transportation more affordable than ever. How to Apply Auto Loans To apply for an auto loan, contact your local branch. Members also may apply online by logging into online banking and accessing the "Loan Application" page under the "Online Services" menu item.