Andrea was 20, single and working at Trader Joe’s, scrolling real estate listings after her shifts, half-convinced homeownership was something reserved for others. That click connected her to a realtor, who did something special: she introduced Andrea to Lourdes, a Self-Help mortgage loan officer. Lourdes helped Andrea qualify for Equity Boost, which required just 1% down, and connected her with a down payment assistance grant of $17,500, forgivable after five years. Andrea closed on her home in June.
Read MoreEmpowering communities with diverse financial solutions and guidance.
Ownership & economic opportunity for all.
Our term certificates and money market accounts offer competitive rates that let you invest in yourself and your communities.
We have the resources and the expertise to guide you as you build your financial foundation.
Down payment assistance and regional partnerships make homeownership possible for first-time buyers or growing families.
Our term certificates and money market accounts offer competitive rates that let you invest in yourself and your communities.
We have the resources and the expertise to guide you as you build your financial foundation.
Down payment assistance and regional partnerships make homeownership possible for first-time buyers or growing families.
Rex came to one of our South Carolina branches carrying an auto loan at 33.98% interest. This is the kind of rate that keeps borrowers trapped in a debt cycle, as they struggle to make high monthly payments before even making a dent in the principal. Rex’s Self-Help loan officer, Alejandra, worked with him to refinance the loan at 10%, reducing the monthly payment from $668 to $482, an annual savings of $2,232, which would translate to more than $10,000 over the life of the loan.
Reade More
Self-Help Ventures Fund is providing a $14 million New Markets Tax Credit (NMTC) allocation toward the construction of a new seven-story facility for the Ronald McDonald House, located just steps from Holtz Children’s Hospital. The $35 million project will nearly double the House’s capacity. Construction is underway with completion expected in 2027.
Read More
The Community for the Advancement of Family Education (CAFÉ) was founded in 2005 to fill a gap; Latino, immigrant and multilingual families in Washington’s Wenatchee Valley had nowhere to turn for English classes, help navigating paperwork or basic community information. A conversation between the founders and other community leaders was already underway around the need for an expanded community center when they identified a building to purchase. To finance it, they reached out to Self-Help. With a $625,000 loan from Self-Help as well as support from the Community Foundation of North Central Washington, CAFÉ purchased its new building, just up the street from their original location.
Read More
Brooke lives in Asheville, North Carolina, a city nestled in one of the most beautiful mountain ranges in the country. It’s also the site of much flooding and damage from Hurricane Helene in 2024. Self-Help offered Brooke a competitive rate on a solar panel project and helped Brooke access available clean energy incentives, making the project more affordable. Brooke felt the value of his decision almost immediately when a hard freeze hit Asheville not long after his panels were installed. Many of Brooke’s neighbors lost power, but Brooke’s family could rely on solar energy to power their whole home.
Read MoreOur mission is creating and protecting ownership and economic opportunity for all, especially
People of Color Women rural residents Low Wealth Families & CommunitiesTogether, we’re making change happen
In consumer loans with fair terms in 2025
Of loans that went to borrowers in underserved communities
Affordable housing units maintained or created
In lending for EVs, residential solar or clean energy improvements in 2025