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Join Us

Self-Help is more than a credit union; we're a cooperative community driven by the mission of greater economic opportunity. We make it easy for you to become a Self-Help CU member.

Who is Eligible to Join?

You are eligible to join if you (any one of the following):

  • Live, work, worship or attend school in any of our eligible counties.
  • Meet our family or employer affiliation criteria.
  • Are, or become, a member of the Center for Community Self-Help.

A $5 fee (non-refundable and tax-deductible) is required for membership in the Center for Community Self-Help.

See our eligibility page for details on membership eligibility. 

How to Join?

To apply for a Personal Membership:

Complete and Mail in
a Membership Application

Apply Online


Visit a branch nearest you


To apply for a checking account, please complete our membership application.

To apply for a business or non-profit membership, please visit our business application page.

Why Join?

Self-Help is truly unique among U.S. financial institutions.

  • We are a mission-driven, multi-state organization made up of two credit unions, a nonprofit loan fund and an advocacy group.
  • We are a nonprofit organization, which means our earnings and revenue mainly provide for the financial services needs of our members through loans, returns on interest-earning deposit accounts and other organizational lines of business.

Learn more by visiting the Who We Are and the What We Do sections of our website.

Membership in Self-Help CU gives individuals, businesses, nonprofit organizations and others:

  • Access to fair and affordable loans and deposit accounts
  • Convenient online services that include mobile banking, online banking and audio banking
  • Branch and ATM networks that include our own locations and terminals in Western, Central and Eastern North Carolina, as well as nationwide "Shared Branch" access made possible through our participation in the CO-OP Shared Branch and Shared ATM networks (giving our members access to thousands of other locations and outlets throughout the U.S.).


Located in California or Greater Chicago?

Our sister credit union, Self-Help Federal CU (SHFCU), has branches in your area.

Click here to learn more about SHFCU.

Need Assistance?

For assistance with becoming a member or opening an account, contact our member service call center at 800.966.7353