Our Credit Union Members


Our Credit Union Members

Self-Help provides quality financial services to all, with a focus on reaching people of color, women, rural residents, and low-income people and communities. We have been working in North Carolina since the early 1980s to serve diverse communities. More recently, we established a federally chartered credit union, Self-Help Federal Credit Union (SHFCU), that serves members in California, Florida and Chicago. SHFCU provides financial services to many agricultural workers and immigrants.

Altogether, our two credit unions serve some 130,000 people. Self-Help Credit Union has more than 20 branches in North Carolina; SHFCU provides service in 17 branches in California, three branches in Chicago and two branches in Florida.

Providing Fair Financial Services

We offer accounts, loans and services designed for people from varied economic backgrounds and in different life stages. We put a premium on transparency, low fees and loan criteria that don't exclude people with limited incomes. For many new members, our loans and accounts represent their first use of mainstream financial services, helping them avoid predatory lenders and high-fee check cashers. Self-Help also attracts depositors who enjoy the benefits of a federally-insured credit union and our competitive rates, while supporting our mission.