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For the safety of our members and staff, a face covering must be worn by anyone entering the branch, in accordance with public health guidelines. See more COVID-19 updates here.

Credit Builder Loans


Build Your Credit

The Credit Builder loan can help you establish new credit or add a positive record to your existing credit history. As an added bonus, you earn dividends as you pay off the loan.

How it Works

  • Step 1: You apply for the credit builder loan when you need to establish your credit history, or improve your credit rating.
  • Step 2: We hold the borrowed funds until you successfully pay off the loan.
  • Step 3: You pay off the loan and we will release the full amount of the loan plus all dividends to you.

How to Apply

To apply for a Credit Builder loan, please contact or visit your local branch.