Skip to Content
Branch Hours

Our Hendersonville, NC branch will be Drive-Thru only today (1/14).

Due to staffing shortages, our Jacksonville, FL (21 W Church St Suite 102) and our Durham, NC (123 W Main St) will be closed today (1/14). Please contact Member Services at (800) 966-7353 for assistance.

COVID-19 Update
In accordance with current public health guidelines, a face covering must be worn by anyone entering a Self-Help branch. Before going to a branch, please check here for up-to-date information on all our locations.

Personal Loans

Signature Loan

Use your strong credit history to qualify for this loan. The maximum loan amount will vary depending upon your qualifications. You can use the loan for a variety of purposes:

  • Debt consolidation
  • Car repair
  • Tuition
  • Home improvement
  • Moving expenses
  • Taxes
  • And more!


Share-Secured Loan

Use your Self-Help Credit Union savings or term certificate account as collateral. Borrow up to one hundred percent of the amount you have deposited with us. Like our Credit Builder product, this loan may be a good option when you need to build or rebuild credit. Note that account funds used as loan collateral will not be available for transactions or withdrawals.

personal loans


How to Apply

Contact your local branch to apply. Members may also apply online by logging into online banking and clicking "Loan Application" under "Online Services."