Access to Free ATMs Using your Self-Help CU debit or ATM card, you get surcharge-free ATM access at: ATMs located at Self-Help CU branches (Locate a Self-Help CU Branch) In North Carolina, free "Cashpoints" ATMs (Locate a Cashpoint ATM) Tens of thousands of ATMs nationwide that honor the CO-OP network (Locate a CO-OP ATM) The CO-OP Network Self-Help CU is a member of the national CO-OP shared-branching network, which allows us to extend our service and convenience to many more locations. Through CO-OP, we offer members nationwide, surcharge-free ATM service for our debit and ATM cards. Access the CO-OP network ATM & branch finder