Money-Saving Opportunities Especially for You CO-OP Services Shared Branch Network Because Self-Help is a CO-OP member, you can enjoy nationwide access to tens of thousands of member-friendly branches and service outlets for deposits, withdrawals and other in-branch services. This is in addition to your regular access to Self-Help Credit Union branches across North Carolina. Find a Shared Branch location. Surcharge-Free ATMs Our CO-OP membership also gives you access to a nationwide network of ATMs, which you can use with no surcharge fees. In addition, we have ATMs located on-site at many of our North Carolina branches. Find a surcharge-free ATM. Visit our ATM Network page for more information. Love My Credit Union - Sprint Cash Reward Program Get $100 Cash Reward for Every New Line When Switching to Sprint® See how many Bens you can get back with Sprint's best Credit Union Member Cash Rewards offer EVER! Now, as a member of Self-Help Credit Union, get $100 for every new line when you switch to Sprint. Plus, get a $50 loyalty cash reward every year for every line. Visit Love My Credit Union to find out how many you can take home. The BENefits of membership have never been this great! Balance - Personal Finance Education Nearly everyone has more to learn about budgeting and personal finance. With Balance, a personal finance education program, you can save money two ways. First, Balance services are free to our members. Second, the education you receive may help you save money over the long-run. Browse our Balance Financial Fitness page for more information.