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Phone System Maintenance
We will be performing phone system maintenance from 9pm EST on Wednesday, July 24th until approximately 2am on Thursday, July 25th. Our phone services will be interrupted during this window. If you need to report a lost or stolen debit or credit card during this time, please call 888-241-2510.

Earn Great Dividends and Help Build Stronger Communities

Open a Term Certificate with a deposit of $500 or more and earn competitive dividends. Terms range from three months to 5 years. Specialty term certificates are also available that reflect your support for specific initiatives, like supporting sustainable businesses or loans for women entrepreneurs. Penalties apply for early withdrawal.

Benefits of Self-Help Term Certificates

  • Higher dividend rates than standard savings accounts. View rates.
  • Increased rates on longer-term certificates
  • Guaranteed returns for the length of your term
  • Terms range from 3 months to 5 years
  • Funds are NCUA-insured (up to $250,000) to protect your investment
  • $500 minimum deposit to open
  • Early withdrawal penalties apply -- 90 days on terms of 12 months or less; 180 days on terms greater than 12 months
term certs