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Branch Hours

Our Hendersonville, NC branch will be Drive-Thru only today (1/14).

Due to staffing shortages, our Jacksonville, FL (21 W Church St Suite 102) and our Durham, NC (123 W Main St) will be closed today (1/14). Please contact Member Services at (800) 966-7353 for assistance.

COVID-19 Update
In accordance with current public health guidelines, a face covering must be worn by anyone entering a Self-Help branch. Before going to a branch, please check here for up-to-date information on all our locations.

Earn Great Dividends and Help Build Stronger Communities

Open a Term Certificate with a deposit of $500 or more and earn competitive dividends. Terms range from three months to 5 years. Specialty term certificates are also available that reflect your support for specific initiatives, like supporting sustainable businesses or loans for women entrepreneurs. Penalties apply for early withdrawal.

Benefits of Self-Help Term Certificates

  • Higher dividend rates than standard savings accounts. View rates.
  • Increased rates on longer-term certificates
  • Guaranteed returns for the length of your term
  • Terms range from 3 months to 5 years
  • Funds are NCUA-insured (up to $250,000) to protect your investment
  • $500 minimum deposit to open
  • Early withdrawal penalties apply -- 90 days on terms of 12 months or less; 180 days on terms greater than 12 months
term certs