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High-Yield Term Certificates
Rates Are Up! Earn More With Your Savings.
If you have money in a savings account, you could be earning more with our high-yield accounts.
With a Money Market account, you have easy access to your funds when you need them -- or you can lock in great long-term rates with our Term Certificates.
Open an Account
1-year Certificate
3.87% APY*
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3-year Certificate
3.35% APY*
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Money Market
3.15% APY*
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See How Much More Interest Your Savings Could Earn


* Based on September 2023 rates. All rates subject to change. Term Certificates and Money Market Accounts require a $500 minimum deposit to earn interest.

Enter a dollar amount to see how much your savings could be earning with our different account options.




See How Much You Can Earn




 

With our deposit returns at historic highs, check out these account options to find what's right for you.


Term Certificate (CDs)

Get guaranteed returns for the length of your term and enjoy the highest dividends we offer.  

  • We offer term certificates from 3 months to 5 years   
  • Longer terms give higher rates 

 

Open a Term Certificate

 

Money Market Accounts

This hybrid account combines the features of savings and checking into one account.

  • Enjoy a higher interest rate than our regular savings
  • Flexible access to your money

 

Open a Money Market Account

Free Financial Coaching

Looking for more ways to make smart money decisions? Self-Help members can access free one-on-one financial coaching through our nonprofit partner Greenpath. Learn more.