Benefits of Self-Help Child Care Loans Available for home- and center-based child care providers, as well as Head Start programs Funds may be used for a wide range of child care purposes, including: Purchase or construction of facilities Renovations to existing buildings Working capital Bridge loans Equipment purchases Energy-efficiency improvements Start-up expenses Partnership with NC's Department of Health and Human Services to offer fixed-rate, low-interest loans to providers registered for the state's subsidy program Apply for a Loan Child Care Loan Application and Guide Child Care Business Resources Whether you're starting or expanding your child care business, there's a lot to consider. We offer information on technical assistance resources to help child care owners handle the business side of their operations. For more, see our Child Care Business Resources. Kimberly Shaw is president of A Safe Place Child Enrichment Centers in Raleigh, NC. A child care loan from Self-Help helped her expand to serve more kids in need.