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Our home and mobile banking are currently down. We are working to restore our services and apologize for the inconvenience. Thank you for your patience.

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You're invited to our Annual Meeting! Join us in Durham on November 20th for food, community and information about our activities and impact. RSVP today.
Explore resources and local assistance for Hurricane Milton and Hurricane Helene.
Looking for guidance? Check out our financial coaching resources to help you achieve your financial goals.
We offer loan rate discounts on electric or plug-in hybrid electric vehicles. See our rates.
We're hiring! Join our team and make a difference in your community.
Reminder: Self-Help will never ask you to give your username or password over text, email, or phone. Learn more about how to protect yourself.
    We’re here to help you achieve your financial goals.
    Our expert financial coaches provide one-on-one personalized support and guidance in a trusting environment so you can tackle your short- and long-term goals.
    Let us help you make your business a success.
    Entrepreneur and Self-Help borrower Darnella Warthen talks about growing her successful child care business, A New Beginning Child Care Services.
    1-year Certificate
    3.87% APY*
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    Money Market
    3.15% APY*
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    3-year Certificate
    3.35% APY*
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    Self-Help Shares

    Financial Wellness
    How to Create a Holiday Budget (and Stick to It)
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    Natural Disaster Relief
    Hurricane Resources
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    Environmental Stewardship
    Laying the Groundwork for an Equitable Clean Energy Future
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    Rooted in Community

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    Impact
    Since 1980, we’ve provided more than $11 billion in financing to small businesses, community projects, families, and individuals.
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    Community
    We work hand-in-hand with our partners, borrowers and members to expand economic opportunity for all.
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    Services
    From free financial counseling to easy online banking options to personalized loan underwriting, we’re here for you.
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    Our mission is creating and protecting ownership and economic opportunity for all, especially people of color, women, rural residents and low-wealth families and communities.

    Self-Help Credit Union has branches in NC, SC, FL, GA and VA, and we offer remote services like online and mobile banking to make joining us easy no matter where you live.

    Disclosures

    *Rates are current as of November 1, 2024 unless otherwise noted and are subject to change.

    APR = Annual Percentage Rate 

    APY = Annual Percentage Yield 

    See our fee schedule. 

    Account Agreement and Disclosures: English Spanish