Self-Help is partnered with GreenPath, a trusted national nonprofit financial wellness organization that provides confidential one-on-one financial coaching to help ease financial stress, address financial concerns, and develop a plan for living a financially healthy life. Financial wellness is for everyone. The service is free to members. A GreenPath certified financial coach can work with you one-on-one to help you: Understand your financial situation and explore your goals Learn about your financial options Create a plan to meet your goals and achieve your dreams They offer a number of services including: Personal money management support and developing a spending plan. Understanding your credit report and helping you understand how to improve your score Homebuyer counseling and education Foreclosure prevention and housing counseling Bankruptcy counseling Student loan counseling. (Depending on the tier of student loan counseling needed, there may be a nominal fee.) Debt counseling and debt management plans (Depending on state compliance guidelines, there may be a nominal fee for a debt management plan.) Learn more about GreenPath Frequently Asked Questions How much does a GreenPath coaching session cost? Credit coaching is free. GreenPath will work with you to help you understand your unique financial situation and explore customized options to help you reach your financial goals. You can call GreenPath at 1-877-337-3399 to get immediate counseling. There is a cost for a Debt Management Plan and enhanced student loan debt counseling. A GreenPath counselor will explain those costs to you if you elect to utilize those services beyond your initial credit counseling session. How long does a credit coaching session with GreenPath take? The initial credit counseling session usually lasts 45 minutes to 1 hour. Do I need to make an appointment with GreenPath? No, an appointment is not necessary. GreenPath professionals are standing by to serve you at 1-877-337-3399. What if I don't have time to conduct a GreenPath credit coaching session now? No problem. GreenPath can schedule an appointment for a more convenient time or you can call them at 1-877-337-3399 at a time that is convenient for you. GreenPath professionals are available from 8 a.m. to 10 p.m. Monday through Thursday, 8 a.m. to 7 p.m. Friday and 9 a.m. to 6 p.m. Saturday. What will I need for my initial credit coaching session with GreenPath? You should have copies of recent bill statements handy such as utilities, credit card, mortgage, auto loan and even student loans. To paint a complete financial picture, GreenPath will also need to know how much money you and your spouse / financial partner bring home each month. Will GreenPath keep my information confidential? Absolutely. GreenPath does not report information to the credit bureaus and will not share your information with anyone without your permission. GreenPath does ask you for permission to share information with Self-Help Credit Union. If you say ‘no,’ your name is kept confidential. If you begin a debt management program, GreenPath will obtain your consent before it proposes payment arrangements to your creditors. What information can I expect to receive from GreenPath? All of GreenPath’s counseling sessions are customized to your situation. If you are struggling to manage your ongoing monthly obligations, you will receive information on money management as well as tips on how to reduce ongoing expenses. If you are past due on your mortgage, you will receive information on prioritizing payments, how to resolve housing delinquency, etc. If you are facing several issues, you will receive customized counseling to address all of these items so you are in a better situation to reach your financial goals.