Financial Fitness


  As reported widely, a major data breach at Equifax has left potentially more than 143 million people at risk of compromised sensitive personal information and some hundreds of thousands of people at risk of compromised personal financial information. As members, you have access to financial tools through BALANCE to help navigate this situation—see the list below as compiled by BALANCE:

Navigating a potential breach of personal financial information

  • Speak to a financial coach. BALANCE certified experts can help resolve any issues related to identity theft, or help review a credit report for suspicious activity.
  • View our Identity Theft Toolkit. BALANCE's online toolkit is packed with practical tips and resources. The toolkit can be found here: http://bit.ly/2wO6Dy0
Additionally, here are some other resources to help monitor and protect your identity and credit:
  • Equifax has set up a dedicated site at www.equifaxsecurity2017.com for consumers to determine if they have been impacted by the breach. Remember to access this site from a secure computer. You can also enroll in one free year of credit report monitoring from Equifax when visiting this site. Note: Equifax’s free monitoring service, TrustedID Premier, requires a valid SSN.
  • Check their credit reports annually from Equifax, Experian and TransUnion—for free—by visiting www.annualcreditreport.com. BALANCE can help you review these reports, including how to dispute inaccurate information.
  • You may consider placing a credit freeze on your files. A credit freeze makes it harder for someone to open a new account in your name. Keep in mind that a credit freeze won’t prevent charges from occurring on existing accounts.
  • Monitor existing credit card and financial institution accounts closely for charges that are not recognized.
  • You may also consider placing a fraud alert on your files. A fraud alert warns creditors that you may be an identity theft victim and that they should verify that anyone seeking credit in your name is really you.

Get Help with Money Management, Home-Buying and More!

Could you use guidance on your personal finances? We've partnered with Balance, a nationally-recognized organization that provides financial education resources, to give our members access to great financial tools and money management tips. Try the self-guided modules found on their website, watch the videos, use the handy calculators or call to speak with one of their live counselors. When calling a counselor, just mention that you're a member of Self-Help Credit Union. 

Here are just some of the topics that Balance can help you address:

  • High Cost Financial Services
  • Rebuilding After a Financial Crisis
  • Financial First Aid
  • Smart Tax Planning
  • Credit Matters
  • Finances for College Students
  • Repaying Student Loans
  • Road to Homeownership
  • Basics of Investing
  • World of Credit Reports

Visit the BALANCE website to get started! Call Balance toll-free at 888.456.2227 to speak with a counselor (mention that you're a Self-Help Credit Union member).

Se habla español. Usted ahora tiene accesso a servicios gratuitos de asesoría financier!

Balance