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Phone System Maintenance
We will be performing phone system maintenance from 9pm EST on Wednesday, July 24th until approximately 2am on Thursday, July 25th. Our phone services will be interrupted during this window. If you need to report a lost or stolen debit or credit card during this time, please call 888-241-2510.

Standard Portfolio Loans

Contribute More Up Front For Lower Monthly Payments

Looking for an option with lower monthly payments? For borrowers who want to put a higher percentage down to lower their monthly payments, our standard portfolio loans are a great choice. 

Standard Portfolio Loan Benefits

  • Down payment as low as 3%
  • No private mortgage insurance (PMI)
  • Minimum credit score 580
  • Can be combined with down payment assistance if available
  • No income or purchase price limits

Ready to get started?

Our experienced home lending team is here to help. We'll talk with you to understand your home-buying goals and your financial picture. 


When you meet with your loan officer, it's helpful to bring the following items (for yourself and your spouse or co-borrower):

  • Photo ID
  • Tax returns (two most recent years)
  • W2s (two most recent years)
  • Pay stubs (two most recent pay cycles)
  • Bank statements (two most recent months)