Features of the Savings Account Minimum deposit of $5 to open No minimum balance to earn dividends Benefits Competitive interest rate Funds are federally insured up to $250,000 Free access to participating ATMs nationwide with an ATM card Online banking Mobile banking Audio banking eStatements How to Set Up an Automatic Savings Transfer - Set It and Forget It! Log into online banking Click the TRANSFERS tab Select SCHEDULED TRANSFERS from the drop-down menu options Perform the required functions Select ADD SCHEDULED TRANSFER Set up your transfer to occur as frequently as you would like, and forget about it.