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Points of View: Insight & Perspective


Expertise in Financing to Build Stronger Communities

With our breadth of experience, Self-Help is a solid resource on a wide range of financing and policy issues. We’re happy to share expertise and to help find additional resources on topics such as:


Leadership Profiles

Socially Responsible Investing

Ebony Perkins

Ebony Perkins, Investor and Community Relations Manager

Ebony Perkins is a dedicated, solution-oriented social entrepreneur whose heartbeat is community. She has a demonstrated ability of working with investors and philanthropists to help them make smart and strategic decisions. As Self-Help's Investor & Community Relations Manager, Ebony helps groups and individuals invest funds in a socially responsible financial institution that supports communities of all kinds, especially those underserved by conventional lenders. Before that role, she served as the Donor Relations Manager at Central Carolina Community Foundation where she managed a system to engage and educate over 400 individuals and groups to help them achieve their charitable goals.

Ebony’s commitment to community investing is evident by her service and contributions to Women In Philanthropy, Durham Center for Senior Life, and the University of North Carolina MPA Alumni Board. Ebony was also recognized on the SRI Conference's inaugural 30 Under 30 List.

Ebony holds a Master of Public Administration from the University of North Carolina at Chapel Hill and a Bachelor of Science in Marketing from Claflin University as a summa cum laude graduate. She also has an Executive Certificate in Financial Planning from Duke University.

Nuray Ozbay

Nuray Ozbay, Policy and Impact Investment Associate

Nuray Ozbay leads Self Help’s efforts to cultivate mission-supportive depositors and impact investors within and beyond Self-Help’s California footprint. As a global movement and relationship builder, Nuray loves working with change-makers across non-profit, corporate, and public sectors. Her expertise is in intersectional gender equality, global civil society activism, social justice, and ESG investing. Nuray currently serves as a Board Director at the UN Women San Francisco Chapter and a National Expert on Violence Against Women at the European Women’s Lobby, the largest umbrella organization of women’s associations across Europe. Before joining Self-Help, Nuray spent 11 years in the social impact sector as a researcher, consultant, and non-profit leader across Turkey and Europe, working on issues including but not limited to immigration, women’s access to economy, financial literacy & inclusion, entrepreneurship, and care economy.

Kimberly Jones

Kimberly Jones, Investment Associate

 

 

Kimberly's professional career spans both the nonprofit and community development financial services sectors, with expansive senior leadership roles in arts management; business and resource development; community relations; and corporate philanthropy. Currently, she's Self-Help's Investor Relations Manager, where she helps individuals and institutions align their banking and investments with their mission, vision, and values. Kimberly has held leadership positions that advanced the missions of creative organizations and community development financial institutions seeking to make a difference in communities in their footprint. She has been a founding board member of mission driven organizations that supported the growth and development of young artists, creatives, and professionals in the nonprofit sector.

In 2015, Kimberly was selected to be a PLACES Fellow with The Funders Network, where she explored the role of philanthropy through an equity lens in low to moderate income communities. She has served as a grant/award reviewer for organizations that championed organizational excellence, community development, and environmental sustainability. Kimberly has a BA in Political Science from the University of Minnesota-Morris and an MA in Arts, Entertainment, and Media Management from Columbia College Chicago.

Green Economy; Sustainable Society; Investing for the Environment

Melissa Malkin-WeberSustainability Director

Melissa has worked across a broad span of hands-on sustainability practices. At Self-Help Credit Union, she integrates the triple bottom line into the organization’s financial products, operations, and buildings portfolio. She led Self-Help to realize over $1.7 million in net present value from initiatives in this sector, including $180,000 energy savings in our own operations. Melissa previously directed the residential energy efficiency and indoor air quality research program at Advanced Energy and worked in industrial pollution prevention at RTI International. She earned her law degree from University of Michigan, and her Master's from UNC’s School of Public Health.

Shondra Tanner, Mortgage Lending

Shondra Owens Tanner brings her extensive experience and commitment to making mortgage loans for low-wealth families to her position as Self-Help's Director of Mortgage Originations, where she oversees all North Carolina home loan origination and new business development.  Shondra's areas of expertise includes buying your first home, mortgage basics (documentation, closing costs, down payments), delinquency and loss mitigation (What is a forbearance and loan modification and what does that do to your credit?)

Features and Commentary

Honoring Hispanic & Latino Culture in Chicago’s Little Village


By Staff
  | Oct 09, 2025

Celebrating Hispanic & Latino Heritage Month

September 15 – October 15 is National Hispanic & Latino Heritage Month, which celebrates the contributions and cultures of the many different Hispanic and Latino populations that have shaped the U.S.

Self-Help is honored to serve many Hispanic & Latino populations throughout our geographies — one prominent population being in Chicago's Little Village. Little Village is primarily made up of Hispanic and Latino communities, with vibrant murals throughout the area proudly representing Hispanic and Latino art, history, and culture. Self-Help is honored to have one of these beautiful murals showing prominent figures in Mexican history on the building of our branch.

In this blog post, we will share a video of Self-Help Federal Credit Union Co-President Rudy Medina showing off the mural and will explore the history of our Little Village branch.

A mural celebrating Mexican history

Little Village proudly displays the history and culture of its immigrant communities through murals on buildings across the neighborhood. Next to the Self-Help branch in Little Village is home to one of these colorful and beautifully painted murals, originally created by Vicente Mendoza in the '80s and reworked in 2017 by Robert Valadez to coincide with the branch's remodel.

The mural is a celebration of significant historic Mexican figures as well as more recent local activists and movements. Some of these figures include:

  • Emiliano Zapata – leading figure in the Mexican revolution
  • Frida Kahlo – Mexican artist and modern-day political icon
  • Miguel Hidalgo – leader of the Mexican War of Independence
  • César Chavez – American labor leader and civil rights activist
  • Rudy Lozano – Little Village labor activist and community organizer
  • Don Fidencio – beloved elderly Little Village paletero (popsicle vendor)

While the mural highlights Mexican history, it also depicts the current struggles that the community faces with immigration by showing protesters holding signs related to recent protests. At the center of all these depictions is a large, colorful Aztec calendar, and the original artist, Vicente Mendoza, has been added into the mural and is depicted painting the calendar.

Self-Help has continued to ensure that the mural stays maintained and updated as needed with the most recent updates occurring just this year. It has become a source of pride and reverence for staff and members at our Little Village branch, and we are grateful to support the Hispanic and Latino cultural integrity of Little Village through the maintenance of this mural.

The Legacy of Second Federal

The Little Village branch and mural that have become a beloved part of the Self-Help family have a long history. Before the branch was Self-Help, it was Second Federal, one of the oldest continuously operating financial institutions in America.

In 1882, a group of community-focused men established Columbia Savings & Loan, which eventually became Second Federal. When the bank was first created, Little Village was a primarily European community with German, Czech, and Polish immigrants. Over time, it gradually became almost entirely Hispanic/Latino.

During this transition, many banks disappeared, but Second Federal stayed and evolved with the community. Despite Second Federal's adaptation and belief in the community, the recession in the early 2000s hit them hard. The FDIC eventually tried to shut them down, but the customers kept coming anyway, demonstrating the trust that Second Federal had built.

The Resurrection Project stepped in to help – they are Chicago's largest Latino-run community development organization, which does immigration and financial empowerment work and advocacy. They decided to call Self-Help to discuss a merger in 2013, and we immediately went to work on stopping impending foreclosures. Nearly 400 families at risk of losing their homes were able to recover and stay in their houses.

Second Federal laid the groundwork and established an incredible community in Little Village. Self-Help is honored to have joined forces with this incredible financial institution to support ownership and economic opportunity for the people of Little Village.

Learn more about our legacy stories and the communities that we serve by checking out the Stories from Our Vault.

Happy Hispanic & Latino Heritage Month

At Self-Help, we believe that everyone should have access to ownership and economic opportunity. This month (and every month), we celebrate the Hispanic and Latino communities we serve who have worked hard to gain financial empowerment and build generational wealth for themselves and their families.

Thank you to our Little Village branch and to all of our Hispanic and Latino communities for being part of the Self-Help family — Happy Hispanic & Latino Heritage Month!



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